Insurance for Teen Drivers: Q & A

questions and answers

Part 2: Parents have questions, we have answers   Last month, we gave parents of teen drivers some tips on how to increase safety and keep insurance premiums in check. This article answers some common questions we get from parents when their children approach driving age.   1. Why does it cost so much to… [Read More]

Insurance for Teen Drivers

teenage driver

Part 1: What every parent should know   Ask any parent of a 16-year-old, and they’ll likely tell you that having a teen driver is a mixed blessing. It’s great that your kid can finally drive herself to soccer practice, and pick up a loaf of bread on the way home. But it’s also a… [Read More]

Home Renovations and Insurance

home remodeling

Avoid coverage gaps during and after a remodel     You’ve hired a reputable builder, collected paint swatches and selected your new fixtures. Now your long-awaited remodeling project is about to begin. Before the first hammer swings, there is one more thing that you need to do—talk to your insurance agent.   Update your home,… [Read More]

Wildfire Proof Your Home

wildfire

Protect your property and keep your family safe   Wildfire season is here. As of June 15, there were 19 active fires in Arizona alone. Though the threat of wildfires is greater in the western part of the country, they pose a threat in every state. According to the National Interagency Fire Center, over 70,000… [Read More]

Rental Car Insurance

car rental

  To buy or not to buy?   You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this… [Read More]

Water Detection Devices

water leak

Worried about water damage? A water detection device can warn you of leaks before they cause major problems.   Choose a Water Detection Device that’s Right for You       Individual water sensors Do-it-yourself whole-home devices Automatic shut-off devices Best for Those living in an apartment or condo Renters in single-family homes and price-conscious consumers… [Read More]

Certificates of Insurance

certificate of insurance

Who needs them, when, and why?   What Is a Certificate of Insurance? A certificate of insurance (COI) form is a standardized document that provides evidence of insurance coverage. It will include the contractor’s coverage types and liability limits. This certificate also lists the effective date of the policy.   Why Is a Certificate of… [Read More]

Evacuation Plans

family evacuation plan

Preparing your family for fire, flood or other disaster   Evacuations are more common than many people realize. Fires and floods are the most frequent causes of evacuations in the United States, and almost every year, people along coastlines evacuate as hurricanes approach. In addition, transportation and industrial accidents release harmful substances hundreds of times a… [Read More]

Safety Systems in New Cars

learning to drive with ADAS

Don’t drive on autopilot   Regardless of how you feel about self-driving cars, the reality is that technology has already changed the way millions of people drive. And not necessarily for the better. If you’re driving a newer model vehicle, chances are it’s equipped with at least a few automatic safety features. This technology is… [Read More]