Here’s what to do – and what not to do – when audit time comes around. Does the word “Audit” make you feel queasy or cause your heart to skip a beat? In the case of an insurance audit, there is little cause for worry. That is, if you have your records in order. What… [Read More]
Fewer Claims = Lower Premiums. These tips can help. Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger… [Read More]
Congratulations to General Southwest president, Joe Binsfeld, on his induction to the Arizona Insurance Hall of Fame! Press Release courtesy of The Independent Insurance Agents and Brokers of Arizona The Independent Insurance Agents and Brokers of Arizona (Arizona Big I) will be inducting Joseph “Joe” M. Binsfeld, CIC and Charlene Powers-Broadbent (posthumously) in the Association’s… [Read More]
Why Businesses of Any Size Need One Does your business have a comprehensive, up-to-date employee handbook? Wondering if you’re big enough to actually need one? If you have employees, the answer is yes. Employee handbooks explain the relationship and responsibilities of the employee and employer and provide clear communication on a variety of employment… [Read More]
Keep your home safe from falling trees You try to eat right, workout, and maintain a healthy lifestyle. But have you thought much about the health of your trees? Summer in Arizona brings an increased risk of storms, high winds, microbursts, and wildfires. In addition to harsh weather, infestation and disease can easily damage… [Read More]
Is your Homeowners Insurance keeping up? Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged over the past year. This rise in construction costs is directly tied to soaring building material expenses—namely, the price of lumber. According to the NAHB, current lumber costs are up 340%… [Read More]
Workplace related, or not? Navigating employee injuries and illnesses (and subsequent workers’ compensation claims) can be very complex and overwhelming to many employers. As such, it is important that employers understand how to determine whether their employees’ injuries and illnesses are work-related or not. After all, such a distinction plays a critical role in determining… [Read More]
Protect your organization from going under due to the devastation of flood. Flooding is a risk to any business, whether you are inland or near the coastline. In the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens…. [Read More]
At the end of the calendar year, workplace holiday celebrations are an experience that many employees look forward to as a highlight of the season. These celebrations are often a long-standing tradition allowing employees to celebrate with their colleagues—and sometimes family and guests. However, in response to the COVID-19 pandemic, many organizations are evaluating… [Read More]
While any workers’ compensation claims can result in costly ramifications for your organization, one category of claim in particular—known as a “mega claim”—has the potential to carry significant consequences. True to its name, a mega claim is characterized as an exceptionally large claim—typically totaling $3 million or more in incurred losses. In the realm of… [Read More]
License # 1234567890
