Liquor Liability at Company Events

company party drinks

A guide to safer celebrations   The holiday party, with a buffet dinner and hosted bar, has become a beloved tradition for Emerald Enterprises employees. But last year, a department manager, feeling relaxed after his third vodka tonic, got a bit too familiar with a new sales person. She filed a complaint with HR and consulted an… [Read More]

Safe Driving in Parking Lots

safe driving in parking lots

Avoid accidents and other hazards this holiday season   Holiday shopping season is here. If you’re like most people, you’ll make more trips to the malls in the next 6 weeks than you typically make in 6 months. Parking lots are packed, nerves are frayed, and if you live in a cold climate, you may… [Read More]

Personal Data Safety

personal data safety

Secure your personal information from cyber criminals   Do you have a love/hate relationship with the internet? If you’re like most people, you rely on the ease and convenience it brings to your life. Forgot to order your mom a birthday present? You can have it shipped same-day. Need to avoid road construction on the way… [Read More]

Home Flooding

water on floor of house

What do to before, during and after a flood   Think you’ll never be the victim of a weather-related house flood? You might want to reconsider. In the past 5 years, floods have been documented in all 50 states. More than 20% of National Flood Insurance Program claims are paid out to properties considered to… [Read More]

Term Life Insurance

life insurance

Low premiums, but what’s that catch? – artcle by Lisa Binsfeld   Pat Roberts was 38 when his son was born. He knew he needed life insurance, so he contacted his agent, a personal friend, about buying a policy. After reviewing his options, Pat chose the cheapest one: a 10-year, level-rate term policy, with no… [Read More]

Long-term Care Insurance

long-term care

Do you need it? A few things that might surprise you.   Several days after getting foot surgery, Jessica Mulgrew of Arlington, Texas, discovered two holes in the repaired foot. She immediately went back to the doctor, where he discovered two separate staph infections. Jessica nearly lost her foot, and could have died from the… [Read More]

Key Person Life Insurance

key person life insuirance

Security for your business in a time of loss   Jeff Moses, president of Auto Custom Carpets, was on his way home from a business trip in Ohio when tragedy struck. The small airplane he was riding in lost control and crashed into a creek near Talladega, Alabama. The plane exploded upon impact, killing everyone… [Read More]

Auto Glass Repair in New Cars

auto glass repair

Embedded safety sensors complicate windshield replacement   You’re driving through a construction zone when a rock flips up and cracks your windshield. No big deal, right? You’ll call a mobile glass company next week and get it fixed. But wait… if you have a newer model car the repair might not be so simple. All the… [Read More]