Reducing Commercial Auto Claims

delivery van after accident

Fewer Claims = Lower Premiums. These tips can help.   Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger… [Read More]

Workers’ Compensation Mega Claims on the Rise

workers comp mega claims

While any workers’ compensation claims can result in costly ramifications for your organization, one category of claim in particular—known as a “mega claim”—has the potential to carry significant consequences. True to its name, a mega claim is characterized as an exceptionally large claim—typically totaling $3 million or more in incurred losses. In the realm of… [Read More]

Winterizing Your Home and Car

icicles

Handy tips for any climate. Article adapted from www.chubb.com Even in a desert climate, winter temperatures can sometimes drop below freezing. If you aren’t prepared, an unexpected cold snap can play havoc with your plumbing and vehicles, and could be disastrous if you’re out of town when icy weather blows in. Additionally, many desert dwellers… [Read More]

Wildfire Proof Your Home

wildfire

Protect your property and keep your family safe   Wildfire season is here. As of June 15, there were 19 active fires in Arizona alone. Though the threat of wildfires is greater in the western part of the country, they pose a threat in every state. According to the National Interagency Fire Center, over 70,000… [Read More]

Water Detection Devices

water leak

Worried about water damage? A water detection device can warn you of leaks before they cause major problems.   Choose a Water Detection Device that’s Right for You       Individual water sensors Do-it-yourself whole-home devices Automatic shut-off devices Best for Those living in an apartment or condo Renters in single-family homes and price-conscious consumers… [Read More]

Certificates of Insurance

certificate of insurance

Who needs them, when, and why?   What Is a Certificate of Insurance? A certificate of insurance (COI) form is a standardized document that provides evidence of insurance coverage. It will include the contractor’s coverage types and liability limits. This certificate also lists the effective date of the policy.   Why Is a Certificate of… [Read More]

Safety Systems in New Cars

learning to drive with ADAS

Don’t drive on autopilot   Regardless of how you feel about self-driving cars, the reality is that technology has already changed the way millions of people drive. And not necessarily for the better. If you’re driving a newer model vehicle, chances are it’s equipped with at least a few automatic safety features. This technology is… [Read More]

Defensive Driving

Tips to prevent and avoid accidents   Afraid of flying? Scared of spiders? Freaked out by being in high places? No one wants to think about it, but for most of us, the greatest hazard in our daily lives is getting into a car. According to insurance industry statistics, the average person will be involved… [Read More]