Reducing Commercial Auto Claims

delivery van after accident

Fewer Claims = Lower Premiums. These tips can help.   Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger… [Read More]

Business Flood Insurance

flooded office

Protect your organization from going under due to the devastation of flood.   Flooding is a risk to any business, whether you are inland or near the coastline. In the past five years all 50 states have experienced floods, and at least one in four businesses that shuts down from a natural disaster never reopens…. [Read More]

Cyber Risks of Working from Home

cyber security when working from home

Cyber safety strategies for remote workers.   Telecommuting is nothing new, but the coronavirus sent millions of people home to work. And though most workplaces have reopened, many employees discovered they like the convenience and flexibility that working from home offers and will continue to telecommute, either on a full or part-time basis. There are many… [Read More]

10 Reasons Your Business Needs Cyber Insurance

business cyber attack

Article text provided by Evolve MGA, 1. Cyber crime is the fastest growing crime in the world, but most attacks are not covered by standard property or crime insurance policies. New crimes are emerging every day. The internet means that your busi ness is now exposed to the world’s criminals and is vulnerable to attack… [Read More]

Certificates of Insurance

certificate of insurance

Who needs them, when, and why?   What Is a Certificate of Insurance? A certificate of insurance (COI) form is a standardized document that provides evidence of insurance coverage. It will include the contractor’s coverage types and liability limits. This certificate also lists the effective date of the policy.   Why Is a Certificate of… [Read More]

IoT Devices in the Workplace

Internet of Things

Keep data safety in mind when setting up office technology   An internet of things (IoT) device is any smart device that is connected to the internet. Many of these devices are everyday objects—like watches or thermostats—that connect via Wi-Fi, allowing users to control them remotely or even collect data. Employers pride themselves on using IoT technology… [Read More]

Key Person Life Insurance

key person life insuirance

Security for your business in a time of loss   Jeff Moses, president of Auto Custom Carpets, was on his way home from a business trip in Ohio when tragedy struck. The small airplane he was riding in lost control and crashed into a creek near Talladega, Alabama. The plane exploded upon impact, killing everyone… [Read More]